Looking for Condo or Renter’s Insurance in Pennsylvania?
Bowman’s Insurance Group has you covered!
Condo insurance (also referred to as an H0-6 policy) covers your condo unit where your condo association insurance stops. Your association typically insures the physical structure/building and other common areas.
Association by-laws vary, but condo owners are generally responsible for the interior of their unit, or from the drywall in. Things like your floors, walls, cabinets and fixtures that your association’s insurance likely doesn’t cover.
Getting a copy of those by-laws is a good idea so you can understand what your responsibilities are in the event of a claim. We can help you understand the fine print.
Condo insurance for Town-homes
It’s also important to understand that some town-homes are insured like condos, and therefore require an H0-6 policy.
If you live in a townhome, be sure that you have the correct type of insurance.
Bowman’s Insurance Group is here to help you understand the differences between a homeowners policy and a condo policy.
When you rent or lease, your landlord’s insurance usually only protects the building itself—not your personal belongings. We can craft a coverage plan that will ensure you protect your property and belongings while renting or leasing. Usually, your landlord is responsible for protecting the building against damage, but protecting your possessions and material goods is up to you!
Renters insurance protects against loss from fires, break-ins, certain types of water damage, and more! We have many options to choose from, with different overall limits on payouts, and maximum amounts from any one claim. Make sure you’re lifestyle is protected!
You may also get a payment toward temporary accommodation if the rental property is uninhabitable after one of the events the renter’s insurance policy covers.